Plans & pricing

Each merchant account is assigned exactly one plan. A plan is the pricing arrangement for that merchant — a per-transaction rate and, optionally, a monthly flat fee — agreed up front and visible in the dashboard.

digid pay keeps the model deliberately simple:

Component	Meaning
Per-transaction rate	A basis-points (bps) rate on each successful live charge.
Monthly flat fee (optional)	A fixed monthly fee, when a plan has one.
Effective rate	What you actually pay per transaction, shown in the dashboard plan summary.

Status. Plan assignment and the plan-summary views are planned (being built). The exact tariff catalogue is a business decision that will be reflected here and in the dashboard when set.

Where the numbers live

• The dashboard Plan page shows your current plan and effective rate.
• Plan changes are versioned (plan + effective-from date per merchant).
• digid pay never adjusts the rate silently: any plan change is visible before it takes effect.

What digid pay is not

• Not an acquirer. digid pay is not a licensed payment institution and does not hold or route merchant funds. Card acquiring and settlement run under our European acquiring partner (a regulated acquirer). digid pay earns a margin per the merchant's plan; funds flow from the acquirer directly to you.
• No hidden fee stack. No monthly-minimum games, no opaque markups. One clear per-transaction model.
• No minimums games. The rate you agree is the rate you pay.

Example

A plan at 150 bps + no monthly fee on a €100.00 charge:

• amount: 10000 minor units (eur)
• digid pay margin: €1.50
• you receive: €98.50 (settled by the acquirer directly to your account)

Your dashboard shows this split on the transaction and in periodic summaries.

Related

• Settlement — how money reaches you (never through digid pay).
• Accounts & modes — the account lifecycle behind plans.